Myths about Chapter 13 bankruptcies: What you need to know.
If you're considering filing for Chapter 13 bankruptcy, you may have heard a lot of conflicting information and opinions about ...
How to keep from being evicted in Tennessee.
Communicate with your landlord: Reach out to your landlord as soon as possible to explain the situation. Be honest about ...
Late on Mortgage Payments? How to Save Your Home in TN
I live in Tennessee and own a house with a mortgage on it. I am several months late with my ...
Why you need an emergency fund and what amount it should be?
An emergency fund is a financial safety net that helps you handle unexpected expenses or financial setbacks without having to ...
Bankruptcy Can Provide a Sense of Relief
Bankruptcy can provide a sense of relief from the emotional and mental burden of being in debt. The Emotional Burden ...
How long to pay off your credit card.
The Reality of Minimum Credit Card Payments If you owe $20,000 on your credit card and only make the minimum ...
Sincerely yours,
Arthur Ray
Arthur Ray Law Offices
We are a debt relief agency. Our Bankruptcy Lawyers in Memphis, TN help people file for bankruptcy under the bankruptcy code.
*For those who qualify under federal law.