Privacy Policy

Your privacy is important to us. It is our policy to respect your privacy
and comply with any applicable law and regulation regarding any personal
information we may collect about you, including across our website,
filingbankruptcymemphis.com, and other sites we own and operate.

Personal information is any information about you which can be used to
identify you. This includes information about you as a person (such as name,
address, and date of birth), your devices, payment details, and even
information about how you use a website or online service.

In the event our site contains links to third-party sites and services,
please be aware that those sites and services have their own privacy
policies. After following a link to any third-party content, you should read
their posted privacy policy information about how they collect and use
personal information. This Privacy Policy does not apply to any of your
activities after you leave our site.

This policy is effective as of April 30, 2026

Last updated: April 30, 2026

Information We Collect

Information we collect falls into one of two categories: “voluntarily
provided” information and “automatically collected” information.

“Voluntarily provided” information refers to any information you knowingly
and actively provide us when using or participating in any of our services
and promotions.

“Automatically collected” information refers to any information
automatically sent by your devices in the course of accessing our products
and services.

Log Data

When you visit our website, our servers may automatically log the standard
data provided by your web browser. It may include your device’s Internet
Protocol (IP) address, your browser type and version, the pages you visit,
the time and date of your visit, the time spent on each page, and other
details about your visit.

Additionally, if you encounter certain errors while using the site, we may
automatically collect data about the error and the circumstances surrounding
its occurrence. This data may include technical details about your device,
what you were trying to do when the error happened, and other technical
information relating to the problem. You may or may not receive notice of
such errors, even in the moment they occur, that they have occurred, or what
the nature of the error is.

Please be aware that while this information may not be personally
identifying by itself, it may be possible to combine it with other data to
personally identify individual persons.

Device Data

When you visit our website or interact with our services, we may
automatically collect data about your device, such as:

• Device Type
• Operating system

Data we collect can depend on the individual settings of your device and
software. We recommend checking the policies of your device manufacturer or
software provider to learn what information they make available to us.

Personal Information

We may ask for personal information – for example, when you submit content
to us or when you contact us — which may include one or more of the
following:

• Name
• Email
• Phone/mobile number

Legitimate Reasons for Processing Your Personal Information

We only collect and use your personal information when we have a legitimate
reason for doing so. In which instance, we only collect personal information
that is reasonably necessary to provide our services to you.

Collection and Use of Information

We may collect personal information from you when you do any of the
following on our website:

• Use a mobile device or web browser to access our content
• Contact us via email, social media, or on any similar technologies
• When you mention us on social media

We may collect, hold, use, and disclose information for the following
purposes, and personal information will not be further processed in a manner
that is incompatible with these purposes:

• to provide you with our platform’s core features and services
• to contact and communicate with you
• for analytics, market research, and business development, including to
  operate and improve our website, associated applications, and associated
  social media platforms
• to send you marketing and promotional communications. To opt out of these
  communications, please see “Your rights and controlling your personal
  information”

We may combine voluntarily provided and automatically collected personal
information with general information or research data we receive from other
trusted sources. For example, Our marketing and market research activities
may uncover data and insights, which we may combine with information about
how visitors use our site to improve our site and your experience on it.

Security of Your Personal Information

When we collect and process personal information, and while we retain this
information, we will protect it within commercially acceptable means to
prevent loss and theft, as well as unauthorised access, disclosure, copying,
use or modification.

Although we will do our best to protect the personal information you provide
to us, we advise that no method of electronic transmission or storage is
100% secure and no one can guarantee absolute data security.

You are responsible for selecting any password and its overall security
strength, ensuring the security of your own information within the bounds of
our services. For example, ensuring you do not make your personal
information publicly available via our platform.

How Long We Keep Your Personal Information

We keep your personal information only for as long as we need to. This time
period may depend on what we are using your information for, in accordance
with this privacy policy. For example, if you have provided us with personal
information such as an email address when contacting us about a specific
enquiry, we may retain this information for the duration of your enquiry
remaining open as well as for our own records so we may effectively address
similar enquiries in future. If your personal information is no longer
required for this purpose, we will delete it or make it anonymous by
removing all details that identify you.

However, if necessary, we may retain your personal information for our
compliance with a legal, accounting, or reporting obligation or for
archiving purposes in the public interest, scientific, or historical
research purposes or statistical purposes.

Children’s Privacy

We do not aim any of our products or services directly at children under the
age of 13 and we do not knowingly collect personal information about
children under 13.

Disclosure of Personal Information to Third Parties

We may disclose personal information to:

• a parent, subsidiary or affiliate of our company
• third-party service providers for the purpose of enabling them to provide
  their services, including (without limitation) IT service providers, data
  storage, hosting and server providers, analytics, error loggers, debt
  collectors, maintenance or problem-solving providers, professional
  advisors, and payment systems operators
• our employees, contractors, and/or related entities
• our existing or potential agents or business partners
• credit reporting agencies, courts, tribunals, and regulatory authorities,
  in the event you fail to pay for goods or services we have provided to you
• courts, tribunals, regulatory authorities, and law enforcement officers,
  as required by law, in connection with any actual or prospective legal
  proceedings, or in order to establish, exercise, or defend our legal
  rights
• third parties, including agents or sub-contractors who assist us in
  providing information, products, services, or direct marketing to you
• third parties to collect and process data
• an entity that buys, or to which we transfer all or substantially all of
  our assets and business

Third parties we currently use include:

• Google Analytics
• Meta Pixel

Your Rights and Controlling Your Personal Information

Your choice: By providing personal information to us, you
understand we will collect, hold, use, and disclose your personal
information in accordance with this privacy policy. You do not have to
provide personal information to us, however, if you do not, it may affect
your use of our website or the products and/or services offered on or
through it.

Information from third parties: If we receive personal
information about you from a third party, we will protect it as set out in
this privacy policy. If you are a third party providing personal information
about somebody else, you represent and warrant that you have such person’s
consent to provide the personal information to us.

Marketing permission: If you have previously agreed to us
using your personal information for direct marketing purposes, you may
change your mind at any time by contacting us using the details below.

Access: You may request details of the personal information
that we hold about you.

Correction: If you believe that any information we hold
about you is inaccurate, out of date, incomplete, irrelevant, or misleading,
please contact us using the details provided in this privacy policy. We will
take reasonable steps to correct any information found to be inaccurate,
incomplete, misleading, or out of date.

Non-discrimination: We will not discriminate against you
for exercising any of your rights over your personal information. Unless
your personal information is required to provide you with a particular
service or offer (for example providing user support), we will not deny you
goods or services and/or charge you different prices or rates for goods or
services, including through granting discounts or other benefits, or
imposing penalties, or provide you with a different level or quality of
goods or services.

Notification of data breaches: We will comply with laws
applicable to us in respect of any data breach.

Complaints: If you believe that we have breached a relevant
data protection law and wish to make a complaint, please contact us using
the details below and provide us with full details of the alleged breach. We
will promptly investigate your complaint and respond to you, in writing,
setting out the outcome of our investigation and the steps we will take to
deal with your complaint. You also have the right to contact a regulatory
body or data protection authority in relation to your complaint.

Opt out of communications: You may opt out of receiving
communications from us, including marketing and promotional messages, at any
time. To do so, use the opt-out facilities provided in the communication.
For example, you can click the “unsubscribe” link included in any marketing
email we send you, reply “STOP” to any SMS messages we send you, visit
filingbankruptcymemphis.com, or contact us at directly using the contact
information provided in this privacy policy. In certain cases, we may
request additional information to verify your identity before processing
your opt-out request.

Please be aware that even if you opt out of communications, we may still
contact you when necessary for non-promotional purposes, including, but not
limited to, managing your account, responding to service inquiries, or
providing important updates related to your use of our services.

Text Message Communications

When you contact us by text message (Short Message Service – SMS), we may
collect your personal information, such as your mobile phone number and the
content of your message. We use this information solely to communicate with
you regarding our services, manage coordination, and respond to related
inquiries.

We do not share mobile phone numbers, text messaging originator data, or
text messaging consent data with third parties or affiliates, excluding
aggregators and providers of the text message services.

Business Transfers

If we or our assets are acquired, or in the unlikely event that we go out of
business or enter bankruptcy, we would include data, including your personal
information, among the assets transferred to any parties who acquire us. You
acknowledge that such transfers may occur, and that any parties who acquire
us may, to the extent permitted by applicable law, continue to use your
personal information according to this policy, which they will be required
to assume as it is the basis for any ownership or use rights we have over
such information.

Limits of Our Policy

Our website may link to external sites that are not operated by us. Please
be aware that we have no control over the content and policies of those
sites, and cannot accept responsibility or liability for their respective
privacy practices.

Changes to This Policy

At our discretion, we may change our privacy policy to reflect updates to
our business processes, current acceptable practices, or legislative or
regulatory changes. If we decide to change this privacy policy, we will post
the changes here at the same link by which you are accessing this privacy
policy.

If required by law, we will get your permission or give you the opportunity
to opt in to or opt out of, as applicable, any new uses of your personal
information.

Contact Us

For any questions or concerns regarding your privacy, you may contact us
using the following details:

Arthur Ray
https://www.filingbankruptcymemphis.com/

^*For those who qualify under federal law.