Google Reviews
Client Reviews for Arthur Ray Law Offices in Memphis
At Arthur Ray Law Offices, we understand that facing financial hardship is one of the most stressful experiences a person can go through. For over 50 years, our mission has been to provide the citizens of Memphis and West Tennessee with a clear path toward debt relief and a fresh financial start.
Why Memphis Families Trust Arthur Ray
Our reputation in the Western District of Tennessee Bankruptcy Court is built on transparency, compassion, and results. We believe that everyone deserves high-quality legal representation, regardless of their current financial situation. This is why we are proud to offer:
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Free Bankruptcy Petition Preparation: We take the guesswork out of the initial filing process.
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$0 Upfront Attorney Fees for Chapter 13: We help you stop foreclosures and repossessions immediately without requiring a large upfront legal fee.
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A Dedicated Legal Team: When you call our office, you aren’t just a case number. You work directly with our experienced staff, including Will, Anna, and Mallory, who ensure every document is filed accurately and every question is answered.
Expertise in Chapter 7 and Chapter 13 Relief
Whether you are looking to discharge medical bills through Chapter 7 or reorganize your mortgage and car payments through Chapter 13, we provide the steady hand you need. Our firm specializes in helping clients:
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Stop wage garnishments and bank levies.
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Prevent home foreclosure and car repossessions.
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Eliminate overwhelming credit card and medical debt.
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Navigate the 341 Meeting of Creditors with confidence.
Our Philosophy: Compassion First
We know that “good people happen to have bad things happen to them.” Our goal is to treat every client who walks through our doors with the dignity and respect they deserve. We invite you to read the experiences of our clients below to see how our 50 years of experience can work for you.
Sincerely yours,

Arthur Ray
Arthur Ray Law Offices
We are a debt relief agency. Our Bankruptcy Lawyers in Memphis, TN help people file for bankruptcy under the bankruptcy code.
*For those who qualify under federal law.

