Law Firms Overview: Best Bankruptcy Attorneys in Memphis TN!
Our Memphis Bankruptcy Clients Get the Best Results
This includes an understanding of our clients’ bankruptcy needs based on each client’s own unique viewpoint. Results are derived from a willingness to spend the time and effort required to represent our clients. It employs carefully formed strategies to accomplish the goals of our clients in a timely manner. Meeting the expectations of our clients has moved Arthur Ray Law Offices into the forefront of Memphis Bankruptcy Attorneys and Tennessee law firms, serving the needs of individuals such as yourselves.
Why Choose Arthur Ray Law Offices?
When facing bankruptcy in Memphis, choosing the right bankruptcy attorney near you is one of the most important decisions you will make. Arthur Ray Law Offices has served clients throughout Shelby, Fayette, Tipton, and Lauderdale counties for over 57 years. Here is what sets this firm apart from other Memphis bankruptcy attorneys:
- $0 attorney fee up front for most Chapter 13 cases — fees are included in your monthly plan payment
- Free bankruptcy petition preparation — the complete petition is prepared at no charge so you can decide without pressure
- Over 57 years of local experience — deep knowledge of the Western District of Tennessee Bankruptcy Court, local trustees, and filing procedures
- No charge if you decide not to file — no financial commitment required to get started
- 4.8-star Google rating with 366+ verified client reviews
Most of our Chapter 13 bankruptcies are filed for $0 attorney’s fee up front. Contact our Memphis Bankruptcy Law Firm to see if you qualify.
Memphis Bankruptcy Attorney’s Profiles:
Arthur Ray Law Offices’ Memphis bankruptcy attorney profiles identify founding partner Arthur E. Ray, Jr. and partner Richard Lee “Skip” Carnell, Sr.; both are licensed to practice law in Tennessee. Ray earned his law degree in 1966, and Carnell earned his law degree in 1988. Their full education, licensing, and firm credentials appear below.

Arthur E. Ray, Jr. — Credentials
- B.B.A. in Accounting (Cum Laude), University of Mississippi, 1963 — Phi Kappa Phi Honor Society
- Juris Doctor, University of Mississippi School of Law, 1966 — top 10% of class
- Licensed to practice law in Mississippi, 1966
- Licensed to practice law in Tennessee, 1969
- Tennessee Society of Certified Public Accountants, 1971
- Member, Tennessee Bar Association

Richard Lee “Skip” Carnell, Sr. — Credentials
- B.S. in History and Political Science, Union University, 1982
- Juris Doctor, Memphis State University Law School, 1988
- Licensed to practice law in Tennessee, 1989
- Partner at Arthur Ray Law Offices since 2000
Areas Served
Arthur Ray Law Offices serves Memphis-area bankruptcy clients in Shelby County, including Memphis, Germantown, Bartlett, and Collierville, and files bankruptcies for residents of Fayette, Tipton, and Lauderdale counties. The firm provides Chapter 7 and Chapter 13 bankruptcy representation for residents in these service areas.
- Shelby County — Memphis, Germantown, Bartlett, Collierville, Cordova, Millington
- Fayette County
- Tipton County
- Lauderdale County
What Our Clients Say
Arthur Ray Law Offices holds a 4.8-star rating across 366+ verified Google reviews. Clients regularly highlight the firm’s personal approach, clear communication, and knowledgeable staff. Read client reviews here.
Our Address:
6244 Poplar Avenue, Suite 150, Memphis, TN 38119We are a debt relief agency. Our Bankruptcy Lawyers in Memphis, TN help people file for bankruptcy under the bankruptcy code.
*For those who qualify under federal law.
