Law Firms Overview: Best Bankruptcy Attorneys in Memphis TN!
Arthur Ray Law Offices Overview
A commitment to excellence and superior client representation distinguishes Arthur Ray Law Offices from other law firms. Our attorneys at Arthur Ray Law Offices value the importance of a personal attorney-client relationship. Our attorneys are dedicated to providing not only prompt and efficient service to our clients, but also to keeping our clients well informed and involved. Our attorneys pursue the law with diligence and commitment by providing our clients with unsurpassed legal advice on Chapter 7 and Chapter 13 bankruptcies. In following that goal, we constantly develop new, cost-effective ways to serve our clients, and we will continue to find creative solutions to each new bankruptcy challenge in the future.
Our Memphis Bankruptcy Clients Get the Best Results
This includes an understanding of our clients’ bankruptcy needs based on each client’s own unique viewpoint. Results are derived from a willingness to spend the time and effort required to represent our clients. It employs carefully formed strategies to accomplish the goals of our clients in a timely manner. Meeting the expectations of our clients has moved Arthur Ray Law Offices into the forefront of Memphis Bankruptcy Attorneys and Tennessee law firms, serving the needs of individuals such as yourselves.
Why Choose Arthur Ray Law Offices?
When facing bankruptcy in Memphis, choosing the right attorney is one of the most important decisions you will make. Arthur Ray Law Offices has served clients throughout Shelby, Fayette, Tipton, and Lauderdale counties for over 50 years. Here is what sets this firm apart from other Memphis bankruptcy attorneys:
- $0 attorney fee up front for most Chapter 13 cases — fees are included in your monthly plan payment
- Free bankruptcy petition preparation — the complete petition is prepared at no charge so you can decide without pressure
- Over 50 years of local experience — deep knowledge of the Western District of Tennessee Bankruptcy Court, local trustees, and filing procedures
- No charge if you decide not to file — no financial commitment required to get started
- 4.9-star Google rating with 327+ verified client reviews
Most of our Chapter 13 bankruptcies are filed for $0 attorney’s fee up front. Contact our Memphis Bankruptcy Law Firm to see if you qualify.
Memphis Bankruptcy Attorney’s Profiles:
ARTHUR E. RAY, JR., the founding partner of Arthur Ray Law Offices, attended the University of Mississippi and graduated Cum Laude in 1963 with a Bachelor of Business Admin degree in Accounting, having been admitted as a member of the Honor Society of Phi Kappa Phi. In 1966 he obtained his Juris Doctorate degree, finishing in the upper 10% of his law class. He was admitted to practice law in Mississippi in 1966 and in Tennessee in 1969. He was admitted to the Tennessee Society of Certified Public Accountants in 1971.
Arthur E. Ray, Jr. — Credentials
- B.B.A. in Accounting (Cum Laude), University of Mississippi, 1963 — Phi Kappa Phi Honor Society
- Juris Doctor, University of Mississippi School of Law, 1966 — top 10% of class
- Licensed to practice law in Mississippi, 1966
- Licensed to practice law in Tennessee, 1969
- Tennessee Society of Certified Public Accountants, 1971
- Member, Tennessee Bar Association
RICHARD LEE “SKIP” CARNELL, SR., a partner in Arthur Ray Law Offices, joined the firm in 2000. He is a 1982 graduate from Union University with a Bachelors of Science degree in History and Political Science and a 1988 graduate from Memphis State University Law School with a Juris Doctor. He was admitted to practice law in Tenneseee in 1989.
Richard Lee “Skip” Carnell, Sr. — Credentials
- B.S. in History and Political Science, Union University, 1982
- Juris Doctor, Memphis State University Law School, 1988
- Licensed to practice law in Tennessee, 1989
- Partner at Arthur Ray Law Offices since 2000
Areas Served
Arthur Ray Law Offices files bankruptcies for residents of:
- Shelby County — Memphis, Germantown, Bartlett, Collierville
- Fayette County
- Tipton County
- Lauderdale County
What Our Clients Say
Arthur Ray Law Offices holds a 4.8-star rating across 362+ verified Google reviews. Clients regularly highlight the firm’s personal approach, clear communication, and knowledgeable staff. Read client reviews here.
Our Address:
6244 Poplar Ave #150, Memphis, TN 38119Sincerely yours,

Arthur Ray
Arthur Ray Law Offices
We are a debt relief agency. Our Bankruptcy Lawyers in Memphis, TN help people file for bankruptcy under the bankruptcy code.
*For those who qualify under federal law.


