Bankruptcy Lawyer Near Me — Memphis, TN

If you searched for a bankruptcy lawyer near me or a bankruptcy attorney near me, you’ve found a Memphis-based team that helps clients throughout Shelby County file Chapter 7 and Chapter 13 bankruptcy. We’re located on Poplar Ave in Memphis and regularly work with clients from Collierville, Germantown, Bartlett, Cordova, and across the greater Memphis area.

Our office is easy to reach from Poplar Ave and is designed to make in-person meetings simple. We offer free parking directly in front of the building, and the office is on the first floor with no stairs or elevators to manage. If you prefer to start by phone, we also offer free consultations to help you understand whether Chapter 7 or Chapter 13 is the better fit.

Serving Memphis and the Surrounding Suburbs

Whenever someone asks us to be their “bankruptcy lawyers near me,” it usually means they are calling from one of these nearby communities:

• Collierville, TN – a short drive down Poplar Ave/US-72 to our office
• Germantown, TN – minutes from our Poplar Ave location
• Bartlett, TN – easy access via I-40 or Summer Ave
• Cordova, TN – a quick trip along Germantown Parkway
• Southaven, MS – many people working in or around Memphis start their search here before confirming the right court for their case

No matter which suburb you’re calling from, our office is centrally located and easy to reach for a consultation, whether you want to meet in person or start by phone.

Why Local Clients Choose Arthur Ray Law Offices

• Over 50 years of bankruptcy experience in Memphis – Arthur Ray Law Offices has served bankruptcy clients throughout Shelby County and the Western District of Tennessee for decades.
• Free bankruptcy petition preparation – we prepare the complete petition at no charge so you can review your options before deciding whether to file.
• No charge if you decide not to file – there is no financial pressure to move forward if bankruptcy is not the right answer for your situation.
• $0 attorney fee up front for most Chapter 13 cases – in most Chapter 13 filings, attorney fees are built into the repayment plan rather than paid up front.

If you are comparing local offices, it also matters that this firm regularly works in the U.S. Bankruptcy Court for the Western District of Tennessee and understands the local filing process, trustees, and court expectations.

Chapter 7 and Chapter 13 Help Near Memphis

Some clients need a fast discharge of credit cards, medical bills, and unsecured debt through Chapter 7 bankruptcy. Others need time to catch up on a house payment, stop foreclosure, recover a repossessed car, or deal with wage garnishment through Chapter 13 bankruptcy. During your consultation, we will explain the difference clearly and help you understand which path fits your finances.

We also help local clients dealing with wage garnishment, car repossession, medical bills, and credit card debt. Local representation matters when timing is critical and you need advice that fits Tennessee bankruptcy practice.

Frequently Asked Questions

What Our Clients Say

These reviews are pulled from the firm’s published Google review content:

“Great experience! Customer service started with my 1st call and remained through my entire appointment. They made sure I understood the how, what, when and where. I appreciate this type of service as it gave me confidence that I made the right decision to have this firm represent me. The office is nice, clean and easy to find.”

– Sherrita A., Google Review

“Arthur Ray and staff are very friendly, knowledgeable and helpful. They make sure you understand the process visually and verbally. Finding them was the best move I’ve ever made.”

– Tanisha O., Google Review

“This is by no means a walk in the park to decide to file a bankruptcy. So after extended research we settled on Arthur Ray Law Offices. The whole process from the first call and speaking to Mr. Ray to filing with Will and Anna was absolutely a breeze.”

– Kana K., Google Review

Read more Memphis client reviews.

^*For those who qualify under federal law.