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Chapter 13 Bankruptcy

All Topics Alternatives to Bankruptcy Bankruptcy Basics & Process Chapter 13 Bankruptcy Chapter 7 Bankruptcy Credit Card & Consumer Debt Debt Collectors & Lawsuits Eviction Foreclosure & Mortgage Medical Debt Payday & Title Loans Wage Garnishment
Foreclosure Caught Up Through Chapter 13

Foreclosure Caught Up Through Chapter 13

by Arthur Ray Jul 24, 2026

A foreclosure sale date on the calendar does not always mean you have run out of options. Getting a foreclosure ...

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Chapter 13 Repayment Plan Guide

Chapter 13 Repayment Plan Guide

by Arthur Ray Jul 8, 2026

If you are behind on your mortgage, getting hit with wage garnishments, or watching payday loans eat up your paycheck, ...

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Top Benefits of Chapter 13 Bankruptcy

Top Benefits of Chapter 13 Bankruptcy

by Arthur Ray Jun 14, 2026

When you are behind on the mortgage, dodging collection calls, and worried your car could be taken next, the top ...

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Chapter 13 vs Loan Modification

Chapter 13 vs Loan Modification

by Arthur Ray May 31, 2026

When your mortgage is behind and the foreclosure clock is ticking, the choice between chapter 13 vs loan modification is ...

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Chapter 7 vs Chapter 13: Which Fits?

Chapter 7 vs Chapter 13: Which Fits?

by Arthur Ray May 8, 2026

When people call about bankruptcy, they usually are not asking for a law school lecture. They want to know one ...

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Zero Down Chapter 13 Lawyer in Memphis

Zero Down Chapter 13 Lawyer in Memphis

by Arthur Ray Apr 17, 2026

When your paycheck is already spoken for and the mortgage company is threatening foreclosure, coming up with a big lawyer ...

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Why a Chapter 13 Lawyer Matters

Why a Chapter 13 Lawyer Matters

by Arthur Ray Apr 14, 2026

When foreclosure is days away, your paycheck is being garnished, or your car lender is threatening repossession, waiting usually makes ...

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Chapter 13 Repayment Plan Explained

Chapter 13 Repayment Plan Explained

by Arthur Ray Apr 12, 2026

If you are behind on your mortgage, catching calls from creditors, or watching your paycheck shrink from garnishment, the words ...

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Who Qualifies for Chapter 13 in Tennessee?

Who Qualifies for Chapter 13 in Tennessee?

by Arthur Ray Apr 10, 2026

If you are behind on your mortgage, getting hit with wage garnishment, or watching creditors drain every paycheck, one question ...

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Can Chapter 13 Stop Repossession?

Can Chapter 13 Stop Repossession?

by Arthur Ray Apr 4, 2026

A tow truck showing up in the middle of the night is not the time to start guessing about your ...

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How Chapter 13 Stops Foreclosure Fast

How Chapter 13 Stops Foreclosure Fast

by Arthur Ray Apr 2, 2026

If your mortgage company has sent default notices, scheduled a sale date, or refused to work with you, you need ...

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Read more about Myths about Chapter 13 bankruptcies: What you need to know.

Myths about Chapter 13 bankruptcies: What you need to know.

by Arthur Ray Jun 17, 2025

If you're considering filing for Chapter 13 bankruptcy, you may have heard a lot of conflicting information and opinions about ...

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Arthur Ray Law Offices
6244 Poplar Avenue, Suite 150,
Memphis, TN 38119
901-475-8200
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Arthur Ray Law Offices 6244 Poplar Avenue, Suite 150, Memphis, TN 38119

© Copyright 2026 All rights reserved. Nothing on this website or its associated pages, comments, links, e-mail responses, articles or other communications and information are intended to be taken as legal advice for your individual situation. You should seek an attorney for legal advice. Further, the information on this website may not be up to date, the information having changed from the time it was originally posted. We assume no responsibility for any errors, omissions or contrary interpretation of the information on this website. This website is an advertisement for legal services only.

Arthur Ray Law Offices provides free bankruptcy consultations and petition preparation for residents of Memphis and the surrounding areas, including Germantown, Bartlett, Collierville, Cordova, Millington, and all of Shelby, Fayette, Tipton, and Lauderdale counties. We specialize in stopping foreclosures, repossessions, and garnishments through Chapter 7 and Chapter 13 filings.
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