Skip to content
MENU
Filing Bankruptcy Memphis logo

If you are interested in becoming a client Call 901-475-8200

Attorneys & existing clients Call 901-682-1500

6244 Poplar Avenue, Suite 150, Memphis, TN 38119

✕

CONTACT US

CLICK TO CALL

CLICK TO MAKE AN APPOINTMENT (Consultation Is By Phone Only)

CLICK FOR MORE INFO

  • Home
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Stop Garnishment
  • Our Attorneys

Alternatives to Bankruptcy

All Topics Alternatives to Bankruptcy Bankruptcy Basics & Process Chapter 13 Bankruptcy Chapter 7 Bankruptcy Credit Card & Consumer Debt Debt Collectors & Lawsuits Eviction Foreclosure & Mortgage Medical Debt Payday & Title Loans Wage Garnishment
Bankruptcy vs Debt Management Plan: Choose Relief

Bankruptcy vs Debt Management Plan: Choose Relief

by Arthur Ray Jul 22, 2026

A wage garnishment notice, a foreclosure date, or a repossession threat changes the question fast. You do not need a ...

Read more about Bankruptcy vs Debt Management Plan: Choose Relief Read More
Bankruptcy After Failed Debt Consolidation Options

Bankruptcy After Failed Debt Consolidation Options

by Arthur Ray Jul 14, 2026

A debt consolidation plan can feel like the responsible choice: one payment, a lower interest rate, and a promise that ...

Read more about Bankruptcy After Failed Debt Consolidation Options Read More
Chapter 7 vs Debt Settlement

Chapter 7 vs Debt Settlement

by Arthur Ray Jun 28, 2026

When creditors are calling, your paycheck is being squeezed, or foreclosure is getting too close for comfort, the question is ...

Read more about Chapter 7 vs Debt Settlement Read More
Bankruptcy vs Debt Consolidation: Which Helps?

Bankruptcy vs Debt Consolidation: Which Helps?

by Arthur Ray Jun 25, 2026

If your paycheck is getting hit by garnishment, your mortgage is behind, or credit cards keep growing no matter how ...

Read more about Bankruptcy vs Debt Consolidation: Which Helps? Read More
Chapter 13 vs Loan Modification

Chapter 13 vs Loan Modification

by Arthur Ray May 31, 2026

When your mortgage is behind and the foreclosure clock is ticking, the choice between chapter 13 vs loan modification is ...

Read more about Chapter 13 vs Loan Modification Read More
Bankruptcy or Debt Settlement?

Bankruptcy or Debt Settlement?

by Arthur Ray May 20, 2026

When your phone will not stop ringing, your paycheck is being threatened, or the mortgage is behind, the question is ...

Read more about Bankruptcy or Debt Settlement? Read More

CONTACT US

CLICK TO CALL

CLICK TO MAKE AN APPOINTMENT (Consultation Is By Phone Only)

CLICK FOR MORE INFO

Arthur Law Offices

Arthur Ray Law Offices
 

Our Location

Our Location

Bankruptcy Help

  • Home
  • Memphis Bankruptcy Lawyer Cost and Fees
  • Bankruptcy FAQ
  • Google Reviews
  • Bankruptcy Lawyer Near Me
  • Bankruptcy Blog

Debt Solutions

  • Payday Loan
  • Credit Card Debt
  • Driver’s License Back
  • Title Loan
  • Mortgages Foreclosures
  • Property Tax
  • Student Loan
  • Medical Debt
  • Car Repo Get Car Back
  • Eviction

Contact Us

Arthur Ray Law Offices
6244 Poplar Avenue, Suite 150,
Memphis, TN 38119
901-475-8200
bank@memphislaw.com
Privacy Policy
Terms of Service
Contact Us

Verified Attorney Profiles:

LinkedIn Profile Avvo Profile

Arthur Ray Law Offices 6244 Poplar Avenue, Suite 150, Memphis, TN 38119

© Copyright 2026 All rights reserved. Nothing on this website or its associated pages, comments, links, e-mail responses, articles or other communications and information are intended to be taken as legal advice for your individual situation. You should seek an attorney for legal advice. Further, the information on this website may not be up to date, the information having changed from the time it was originally posted. We assume no responsibility for any errors, omissions or contrary interpretation of the information on this website. This website is an advertisement for legal services only.

Arthur Ray Law Offices provides free bankruptcy consultations and petition preparation for residents of Memphis and the surrounding areas, including Germantown, Bartlett, Collierville, Cordova, Millington, and all of Shelby, Fayette, Tipton, and Lauderdale counties. We specialize in stopping foreclosures, repossessions, and garnishments through Chapter 7 and Chapter 13 filings.
MENU